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Cream Cheese Caramel Apple Dip

This Cream Cheese Caramel Apple Dip is creamy, fluffy, sweet, and has the perfect bit of crunch thanks to toffee bits. It is one of those recipes that instantly disappears at parties and makes a great fall snack. Best of all? It comes together in minutes and feels fancy without any fuss.

Top view of cream cheese caramel apple dip in a bowl with toffee bits on top and sliced apples on the side.

When fall rolls around, I crave all things apple — my apple crisp with a scoop of ice cream on top, a slice of my apple cider donut cake, or my warm apple butter cinnamon rolls.

But sometimes you just want something fast and easy, which is why this cream cheese caramel apple dip has become our go-to after school snack. My son literally took one bite and said, “When are we making this again?!” It’s been on repeat over here ever since. This easy caramel apple dip feels like you’re eating a fancy caramel apple, with little to no work involved.

Top view of cream cheese, caramel, and toffee dip in a bowl.

Why You’ll Love This Caramel Apple Dip Recipe

The secret to any good dip is layers of flavor. In this case, we are literally layering the flavors into a dish.

  • Fluffy Cream Cheese Base: A combination of cream cheese, brown sugar, vanilla, and heavy cream whip together to create a fluffy, tangy, and slightly sweet base.
  • Caramel Layer: Smooth, rich caramel sauce drizzled over the top adds that classic caramel apple flavor.
  • Toffee Crunch: A sprinkle of toffee bits adds the perfect crunchy texture to every bite.
  • Party-Perfect: Quick to make, easy to serve, and always a hit with kids and adults alike.
Close up of an apple scooping up cream cheese caramel apple dip.

Ingredients You’ll Need

NOTE: Full ingredient amounts and instructions are in the printable recipe card at the end of the post.

Jump

There’s only six ingredients in this caramel apple dip, not including the apples to serve it with.

Labeled ingredients needed to make cream cheese caramel apple dip.
  • Cream Cheese – Full fat or Neufchatel cream cheese both work fine.
  • Brown Sugar – You can substitute with powdered sugar, but it does add a nice depth of flavor and isn’t gritty at all.
  • Vanilla Extract – For a boost of flavor.
  • Heavy Cream – Makes it fluffy and easy to scoop. This is what makes my recipe different from others. It really smooths it out and adds more volume.
  • Caramel Sauce or Dip – Homemade or store-bought. (Dips are generally thicker than sauces.) I used Ghirardelli Caramel Sauce. But Trader Joe’s Fleur de Sel Caramel Sauce would be my top pick if I didn’t live so far away from a store.
  • Toffee Bits (such as Heath)
  • Fresh Apple Slices – For dipping. We prefer a tart apple like Granny Smith or Pink Lady.

Make the Whipped Cream Cheese

Steps to make whipped brown sugar vanilla cream cheese.
  1. Beat the Cream Cheese – In a large bowl, beat the cream cheese, brown sugar and vanilla together with an electric hand mixer until smooth. Scraping the bowl as needed.
  2. Add the Heavy Cream & Whip – Add the heavy cream and carefully mix to combine, then increase the speed and beat until fluffy and thick. (Can take several minutes.)

Layer The Cream Cheese Caramel Apple Dip

  1. Spread the Mixture – Transfer the cream cheese mixture to a serving dish (I used a 9-inch pie plate) and smooth out the top.
  2. Add Caramel – Drizzle caramel sauce generously over the cream cheese layer.
  3. Sprinkle with Toffee – Finish with a handful of crunchy toffee bits.
  4. Serve & Enjoy – Pair with apple slices, pretzels, or graham crackers.
Showing steps of layering the dip in a pie plate with cream cheese, then caramel, and toffee bits on top.

This easy caramel apple dip with cream cheese is one of those recipes you’ll reach for again and again. It’s simple, irresistible, and the perfect way to enjoy the flavors of caramel apples — without the mess!

Caramel Apple Dip in a bowl with sliced apples on the side.

Recipe Notes

Tips for the Best Caramel Apple Dip

  • Make it ahead: Prepare the cream cheese layer in advance, then add caramel and toffee just before serving.
  • Keep apples fresh: To prevent browning, soak apple slices in lemon water for a few minutes before serving.
  • Substitutions: Try salted caramel for a sweet-and-salty version, or swap toffee for crushed nuts or mini chocolate chips.
  • Caramel Sauce vs Caramel Dip: Caramel sauce is typically thinner. You may need to warm caramel dip slightly to be able to pour/spread it over the cream cheese mixture. They both work. Use what you prefer.
Close up of an apple inside of a bowl full of cream cheese caramel apple dip.

Helpful Tools

Simple tools make this recipe a breeze! This is the equipment that I have and used for this cream cheese caramel apple dip. (affiliate links)

  • Hand Mixer: Only around $25 and the flat beaters make a world of difference in beating the cream cheese without lumps compared to other more expensive brands.
  • Stainless Steel Bowl: Big enough to mix without flicking stuff everywhere.
  • Silicone Spatulas: This is my favorite set. I use the scoop-shaped ones the most.
Top view of cream cheese, caramel, and toffee dip in a bowl.
Click the stars to rate!

Cream Cheese Caramel Apple Dip

Created by Amber Brady
Prep: 5 minutes
Total: 5 minutes
Creamy caramel apple dip made with whipped cream cheese, caramel sauce, and toffee bits. The perfect easy fall treat or snack with apple slices!
Yields12 servings

Ingredients

  • 8 oz (226 g) block-style cream cheese, room temperature
  • ¼ cup (50 g) light brown sugar, gently packed
  • 1 tsp vanilla extract
  • ½ cup (118 ml) heavy cream, cold
  • ¾ cup (240 g) caramel sauce or dip
  • ¼ cup (40 g) toffee bits

Instructions
 

  • In a large bowl, beat the cream cheese, brown sugar and vanilla together with an electric hand mixer until smooth. Scraping the bowl as needed.
  • Add the heavy cream and carefully mix to combine, then increase the speed and beat until fluffy and thick. (Can take several minutes.)
  • Transfer the cream cheese mixture to a serving dish (I used a 9-inch pie plate) and smooth out the top. Drizzle caramel sauce evenly over the cream cheese layer. Then sprinkle with toffee bits.
  • Serve immediately with with apple slices, pretzels, or graham crackers.

Notes

  • Make it ahead: Prepare the cream cheese layer in advance, then add caramel and toffee just before serving.
  • Keep apples fresh: To prevent browning, soak apple slices in lemon water for a few minutes before serving. Use a tart, crisp apple like Granny Smith or Pink Lady.
  • Substitutions: Try salted caramel for a sweet-and-salty version, or swap toffee for crushed nuts or mini chocolate chips.
  • Caramel Sauce vs Caramel Dip: Caramel sauce is typically thinner. You may need to warm caramel dip slightly to be able to pour/spread it over the cream cheese mixture. They both work. Use what you prefer.

Nutrition

Serving: 1 serving | Calories: 176kcal | Carbohydrates: 17g | Protein: 2g | Fat: 12g | Saturated Fat: 7g | Polyunsaturated Fat: 0.5g | Monounsaturated Fat: 3g | Trans Fat: 0.03g | Cholesterol: 35mg | Sodium: 118mg | Potassium: 53mg | Sugar: 17g | Vitamin A: 469IU | Vitamin C: 0.1mg | Calcium: 37mg | Iron: 0.1mg
Disclaimer: Nutritional values were calculated using a third-party tool and are provided as an estimation only.
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